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Mortgages

about

The mortgage industry in Israel is one of the most competitive markets within the financial sector. In 2019, $20 billion dollars were lent for buy-to-live or buy-to-let residential acquisitions. Over 95% of these loans were funded by retail banks. 

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Over the past decade of zero-to-low base interest rates, the trend in local real-estate prices has been of a constant rise. Various governments and regulators have attempted at curbing the demand for properties, using various methods. Amongst them, the Bank of Israel created a matrix of conditions and restrictions on borrowing for investors. These include lower loan-to-value, a change of rates, restriction on the loan amount, and a more stringent rule set for recognition of borrowers' income.

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This matrix has made it far more complex for the buyer to self-navigate the mortgage map, and increase the need for a professional mortgage advisor to steer through the system 

  • Buy-to-live with local or overseas income

  • Buy-to-let with local or overseas income

  • Purchase groups

  • Urban renewal "tama" purchases

  • Complex legal and multi-layer finance

  • Land purchases and personal construction loans

  • Buy-and-renovate financial structures

  • Complex income structures

Expertise

Getting approved

Western Wall Street has developed valuable relationships and a pristine reputation with the banking world to help you get the best mortgage on the market. 

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Calculate your monthly payment using this simple tool below, and let us find you the most suitable loan on the marketplace: 

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WHAT PEOPLE SAY

Michael Summers

What a pleasure to work with these guys. I had been told getting a mortgage will be a nightmare. Nope. Smooth and simple

Debra Freed

I went to my local branch to apply for a loan. When they finally responded, it seemed too expensive. Western Wall Street save me 78,000 NIS!

Philip Michaels

I was trying to get a loan fro a complex asset - the registration was not perfect, but I loved the property. I got turned down by four banks before turning to Western Wall Street. I don't know how they pulled this off. 

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